6. * The premium paying period is not guaranteed. Yes, you can customize this plan with the help of a Financial Advisor according to your budget, preferred coverage, benefits, priority, goal, etc. You may be required to pay additional premiums after 10 years if the fund value is insufficient to pay charges. Now, I will be sharing with you the proposal I made for myself. You may be required to pay additional premiums after 10 years if the fund value is insufficient to pay charges. Sun Maxilink 100 is Sun Life’s newest Variable Universal Life (VUL) insurance plan which provide coverage up to age 100. When I acquired Sun Maxilink Prime, I started to develop good discipline in handling my finances. Life insurance + Accidental Benefit + Health Coverage + Investment = Sun Maxilink Prime. In case of an emergency, money comes in handy via a partial fund withdrawal. Therefore, Sun MaxiLink Prime is a Variable Universal Life … I became open minded to delayed gratification. :) My father is an … I may not have reaped the rewards yet from the plan, but the discipline I got from the moment I decided to start it were the best ones I could get and bring on for the rest of my life. There is no additional charge if you pay in quarter, semiannual or monthly mode. Sun Maxilink Prime Sun Maxilink Bright: Balanced Fund Bond Fund Equity Fund Growth Plus Fund Index Fund Captains Fund Opportunity Tracker Fund MyFuture 2025 Fund ... VUL Fund Switches are FREE of charge up to 4 times per year; You will be charged 1% on the amount of switched funds in excess of 4. Tweet; Email; My wife is now a proud Sun Life policy holder. Upon the death of the insured, it pays either (a.) Through Sun MaxiLink Prime’s lower premium and periodic charges compared to other similar products, more money gets invested into the investment funds. You may be required to pay additional premiums after 10 years if the fund value is insufficient to pay charges. This is an honest review from a policy holder of Maxilink Prime. Plus take advantage of Sun Life's professional fund managers' investment experience and expertise. If you want to learn more about financial planning, she conducts it for FREE. Feel free to inquire below. 1. -The computations for MaxiLink Prime are based on projected charges (with 4% investment returns annually) on a 10 year “out of pocket” premium payments. It is a Variable Universal Life insurance plan, or popularly known as V.U.L. Sun Maxilink Prime is at least 10 years to pay. 200% of the face amount plus the Fund Value; or (b.) Upon the death of the insured, it pays either (a.) It’s about me and my self commitment to be financially free especially when I decide to retire. Sun MaxiLink Prime is a peso-denominated Variable Universal Life (VUL) insurance policy from Sun Life Financial that is payable for at least 10 years. Forced investing mechanism that promotes good financial habits. It’s like you’re already hitting multiple birds in one stone. The death benefit is actually 200% of the benefit amount so for a P350,000 benefit amount, the insurance coverage is P700,000. I have known my priorities well and realized the importance of financial foundation. This is equivalent to 200% of the Face Amount plus the Fund Value or 500% of the annual regular premium … Annual Premium: Php 38,465 As much as possible, invest long term. Hi! So if you’re looking for an insurance plan, I’m sure you have this question in mind…. Sun MaxiLink Prime is a variable life insurance product until age 88 payable for 10 years*. For Sun Maxilink Prime kasi, hindi pwedeng mag-attach ng critical illness benefit rider. death), your family will have financial security to continue the lifestyle you have provided for them. And the truth is, it’s not about the plan. It means that you are investing indirectly in the stock market that’s why growth of your money is possible. Upon the death of the insured, it pays either (a.) As long as you’re transparent with what you want to your Financial Advisor, then this plan can be customized at your best option. Not only I have decided, I also took several actions to develop the good money habits I have right now. The minimum available plan for Sun Maxilink Prime is P350,000 benefit amount or an insurance coverage is P700,000. I was able to start listing down my monthly budget, track my expenses, save money for emergency and myself, and also invest a portion of it to mutual funds and the stock market. Lianne, do we need to meet, after you send me my proposal? Sun MaxiLink Prime is payable for at least 10 years*. Her office is located at 15F Frabelle Business Center 111 Rada Street, Legaspi Village Makati City. Monthly Periodic Charge is the cost of maintaining and administering the policy. Sun Maxilink Prime is an investment-linked insurance product that primarily helps address your need for education, saving for life milestones and retirement. These living benefits include the Total Disability Benefit (TDB) Waiver, Accidental Death Benefit (ADB), Accidental Death, Dismemberment, and Disablement Benefit, Critical Illness Benefit (CIB), and Hospital Income Benefit (HIB). European Union regulators on Tuesday, Nov. 10, 2020 have filed antitrust charges against Amazon, accusing the e-commerce giant of using data to gain an unfair advantage over merchants using its platform. ... Last time, nagkaroon kami ng meeting and naitanong ko kung may insurance charge pa ba at the 11th year onwards and nasabi niya na mayroon tho "maliit" lang daw at sa fund value daw binabawas. This is equivalent to 200% of the Face Amount plus the Fund Value or 500% of the annual regular premium plus 125% of excess premium (if any) less 125% of partial withdrawals made (if any), whichever is higher. Sun Maxilink Prime gives you peace of mind that no matter what happens (e.g. It enables you to build funds through a manageable payment scheme and offers you an option to even add more into what you have initially saved for better growth potential. Sun Maxilink Prime is a good financial tool that can help you meet your financial goals. Let’s go to the benefits: BENEFITS. **** For Free Financial Coaching, you can check my … It's like this. This shows that there is an increasing demand for … Sun MaxiLink One is a single-pay protection and investments package from Sun Life Financial with no upfront premium charges, thereby creating an opportunity for faster accumulation of the Fund Value. Panoorin mo muna ka kumuha ng plan. Build funds for your child's education, a comfortable retirement, or an important life milestone. For the past 5 years, annual sales from Sun FlexiLink has increased from PHP1.1 billion to PHP1.6 billion in AFYP, making it one of the best-selling products in our portfolio, alongside Sun MaxiLink Prime and Sun MaxiLink Bright. While working with the application maintenance and development contractor(s) and the State, the project control office (PCO) shall offer an independent, unbiased analysis of project scope, status, and resource allocation. Sun MaxiLink Prime is an investment-linked life insurance plan that offers a combined benefit of insurance protection and investment, providing you financial security and peace of mind while you grow your money over time. Sun Maxilink Prime. Upon inquiring, I was pleasantly surprised to know that it’s not only affordable, it’s also flexible. Her mission is to help fellow Filipino people achieve lifetime financial security & healthier lives. Personally, this is the plan which most of my clients inquired about and acquired. So that’s it! LIFE INSURANCE COVERAGE. Maximize your money's worth by choosing among the investment fund options that best suit your investment objectives and risk appetite. Sun Maxilink Prime is at least 10 years to pay VUL insurance plan where I started with P1,500/month. In Sun Life VUL (Sun Maxilink Prime included), these are the charges Premium charge is the cost associated with the policy’s sales transaction and other related expenses. For Sun Maxilink Prime kasi, hindi pwedeng mag-attach ng critical illness benefit rider. Christine Caranyagan is a Licensed Financial Advisor, a Certified Investment Solicitor (CIS), Associate Wealth Planner (AWP), and Associate Estate Planner of the Philippines (AEPP). Then it will be up to you if you want to continue investing thru the plan after 10 years as any excess premiums will be added to your investment fund value already which means higher fund value in the long term. You may be required to pay additional premiums after 10 years if the fund value is insufficient to pay charges. the Fund Value, whichever is higher. Directed by: Malcolm Clarke Dark Days. . Sun MaxiLink Prime is payable for at least 10 years* * The premium paying period is not guaranteed. I hope this Sun Maxilink Prime review have helped you somehow to decide if it’s really the best plan for you to get started with your financial plan. When this happens, you may be required to resume paying the insurance charge to prevent your policy from closing. One of the reasons why I delayed getting an insurance is the cost. On the other hand, you can already pay your Sun Life premiums thru GCash, Paymaya, online banking, over the counter, and through credit cards via monthly auto-charge. It’s really hard at first especially that I am used to travel and do Y.O.L.O every other month before. And in case you’re wondering who to talk to about this plan, I am a Licensed Financial Advisor for more than 3 years now, and also a Certified Investment Solicitor so I can definitely help you and guide you with your journey towards financial security. Upon the death of the insured, it pays either (a.) It is really designed and projected to be paid for a limited time of at least 10 years, provided that no withdrawals will be done within the payment period and you have completed the total premiums you must pay with the plan which is equivalent to 10 years. Sun Maxilink Prime is one of the insurance with investment plans that you can avail with Sun Life. the minimum death benefit, whichever is higher. Or you can just reach her thru this number: 0935 7368 619 or send her a message here. How Does Sun Maxilink Prime Works. The death benefit is the higher of the sum of 200% of the face amount and the fund value or the minimum death benefit. Here are some differences between Sun Maxilink Prime, Sun Flexilink and Sun Flexilink Assist: Sun Maxilink Prime - optimal payment period is 10 years - you can only add Accidental Death Benefit, Total Disability Benefit & Hospital Income Benefit as riders Any views or opinions represented in this blog are personal and belong solely to the blog owner and do not represent those of people, institutions or organizations that the owner may or may not be associated with in professional or personal capacity, unless explicitly stated. Sun MaxiLink One is an investment-linked life insurance plan that provides financial security and the flexibility to choose where your money will be invested to maximize your money’s earning potential. plan. Sun Maxilink Prime is an investment-linked insurance product that primarily helps address your need for education, saving for life milestones and retirement. 99 to rent. Sun MaxiLink One is an investment-linked life insurance plan that provides financial security and the flexibility to choose where your money will be invested to maximize your money’s earning potential.It also has NO UPFRONT charges that gives you the opportunity to fully invest your money for faster fund accumulation. Federico Suan, Jr., Male, 25 yrs old, non-smoker. Or $0.00 with a Prime membership. This is actually where most people who acquired VUL plans are having misconceptions. Sun Maxilink Prime lets you enjoy these benefits: LIFE INSURANCE COVERAGE. “I can do all things through Christ who strengthens me.” – Philippians 4:13, 15F Frabelle Business Center 111 Rada Street Legaspi Village, Makati City, SUN MAXILINK PRIME: INSURANCE + INVESTMENT MUST HAVE (2020), VUL FAQS: OTHER THINGS YOU NEED TO KNOW BEFORE GETTING A VUL PLAN, SUN Cancer Care | Sun Life’s Newest Health Insurance Product 2020. Sun MaxiLink Prime is payable for at least 10 years* * The premium paying period is not guaranteed. a year ago by Sunny ∙ 1 min read. But acquiring Sun Maxilink Prime is one thing that I will never have regret of starting. Investment/Financial Advice. MANAGEABLE PREMIUM PAYMENTS. The cost of Sun Maxilink Prime greatly depends on your desired insurance coverage and your current age. This was my only budget during that time and fortunately applicable with my age and gender. Aside from the lump sum amount your family can get, you also get the benefit of this plan while living. This is because they can receive a lump sum amount of the insurance coverage which they can use for their daily expenses and also for educational funding (if applicable). MAgtatanong lang po, kumuha ako ng Sun Maxilink Prime last 2014 pero di ko alam at maintindihan kung anu ba yung kinuha ko *saklap* ask ko lang po sana kung pwede nyo akong tulungan maintindihan yung nakalagay sa app nila kase hindi ko talaga maintindihan at hindi ko alam kung nag gro-grow ba yung binabayad ko po. Let’s have an action plan in building your solid financial foundation. Sun Maxilink Prime. It will be her pleasure to be your Financial Advisor for Life. Since it is investment-linked, portion of your premiums goes to investment in VUL mutual funds and this can also help you build a fund for your long-term goals such as retirement, education for kids, business, travel, etc. Sun Maxilink Prime gives you peace of mind that no matter what happens (e.g. Prime Video From $3.99 $ 3. SUITABLE INVESTMENT OPTIONS. Take note that the growth is not immediate, not guaranteed like most of the investments, and this is only an additional benefit you can get from the plan. You see, Sun Maxilink Prime is a Variable Universal Life (VUL) plan which combines both life insurance and investment components. The money that you can save through this plan can potentially grow as it is invested in a mutual fund like investment. Sun MaxiLink One is a single-pay protection and investments package from Sun Life Financial with no upfront premium charges, thereby creating an opportunity for faster accumulation of the Fund Value. STOCK MARKET CRASH: Is it the best time to invest today. Tweet; Email; My wife is now a proud Sun Life policy holder. I have the Sun MaxiLink Prime, and to give you an idea of how much my monthly payment is, let’s just say it’s even cheaper than our Davao City electric bill. I’ve already been paying and investing with my plan for more than 3 years now. Sun Maxilink Prime Review #1: Financial Security. They look at the plan as an investment, which is actually not. This was my only budget during that time and fortunately applicable with my age and gender. Term Insurance, VUL, Life Insurance, Health Insurance, Mutual Fund, Life and Health Insurance, Financial Planning. 125% of the single premium paid (assuming no withdrawals were made) or (b.) 2000 | NR | CC. Yes, you read it right. Other plans might just give you whichever is higher. It allows you to insure your income so your family gets something if … Sun Maxilink Prime lets you enjoy these benefits: LIFE INSURANCE COVERAGE. the minimum death benefit, whichever is … FUNDS FOR FUTURE NEEDS. The first payment however should be at least a quarter of the annual payment as required by the company. Therefore, Sun MaxiLink Prime is a Variable Universal Life … So the discount you get after 10 years is actually Php … With Sun Maxilink Prime, you can pay in an annual, semi-annual, quarterly, or monthly mode. I actually got my Sun Maxilink Prime according to my preference. Whatever mode of payment you prefer, as long as you keep up with the plan, it’s very much okay. It’s because a part of your premium goes to the investment component of the plan so over time, you get to save money that you can use for emergency purposes or long term investment ventures. The living benefit is equal to the fund value, which is partially or fully withdrawable from the policy's share in the separate account(s). You saved Php 4,951.5 compared to a 35 yr old male and a whopping Php 21,256 per year compared to someone who gets it at a later age of 45. This site uses Akismet to reduce spam. But perhaps the best thing about Sun Maxilink Prime is that aside from its life insurance coverage and investment components, it also has living benefits. Sun MaxiLink One is a single-pay, peso-denominated, protection and savings product that offers an opportunity for faster accumulation of fund value because it has no initial charges. The prime contractor for MiCSES application maintenance and development is Accenture and for Bridges is Deloitte. Sun Maxilink Prime is 10 years to pay VUL plan from Sun Life. Here are some differences between Sun Maxilink Prime, Sun Flexilink and Sun Flexilink Assist: Sun Maxilink Prime - optimal payment period is 10 years - you can only add Accidental Death Benefit, Total Disability Benefit & Hospital Income Benefit as riders 125% of the single premium paid (assuming no withdrawals were made) or (b.) Investment/Financial Advice. Sun Maxilink Prime can offer you several benefits that you can use while you’re still alive. If you want to request for a FREE proposal, just fill out this form and I will contact you within 24 hours. Definitely, protection throughout one’s lifetime! In this way, you can already have the answer to your question after reading this post. The growth of your money here takes time like a tree. Sunlife Maxilink Prime. This is a personal weblog. ... Sun MaxiLink Prime … the Fund Value, whichever is higher. In this Thursday, April 16, 2020 file photo, a logo at the entrance of Amazon, in Douai, northern France. Directed by: Marc Singer Guess who? Sun Maxilink Prime. 4.6 out of 5 stars 200. Sun MaxiLink Prime is a peso-denominated Variable Universal Life (VUL) insurance policy from Sun Life Financial that is payable for at least 10 years. Just to reiterate, VUL is not a “10 years to pay” type of plan (based on my own definition at the least). From $7.99 to buy. This is actually highly recommended! You can have a comprehensive financial protection plan by adding accidental and health coverage to Sun Maxilink Prime as your optional additional benefits. Sun Life Phils - Peso Balanced Fund PS 1,377.54 PS 3.1992 430.50 Sun Life Phils - Peso Equity Fund PS 1,377.54 PS 4.2510 324.00 on the other hand, the hyperlink for administration charge were as follows: Fund Allocated Amount Unit Price Number of Units Sun Life Phils - … by Sunny. It also has NO UPFRONT charges that gives you the opportunity to fully invest your money for faster fund accumulation. death), your family will have financial security to continue the lifestyle you have provided for them.This is because they can receive a lump sum amount of the insurance coverage which they can use for their daily expenses and also for educational funding (if … Total Disability Benefit (Waiver of Premium), Projected Fund Value (at 10%) at Age 65: Php 2,793,377, Projected Fund Value (at 10%) at Age 88: Php 23,021,899. Sun Maxilink Prime and other VUL products of Sun Life are popular among my OFW clients. So today, as a Financial Advisor and also a policyholder of Sun Maxilink Prime, I will be giving you an honest and transparent review about this plan. Note: Sun Maxilink Prime is linked to your investment, which means it may suffer from the volatility of the market you’ve chosen. Sun Fit And Well. Imagine you were talking to a doctor. Normally, the quotation will reflect Benefit Amount. 200% of the face amount plus the Fund Value; or (b.) At the end of the day, you really get the guarantee of financial security of your family in case of worst scenario with Sun Maxilink Prime. And I’m sure, you’ll feel and have the same way. Sunlife Maxilink Prime. Or $0.00 with a Prime membership. Reading this post made ) or ( b. is it the time! By choosing among sun maxilink prime charges investment fund options that best suit your investment objectives risk. Healthier lives made for myself when I decide to retire financial protection plan by adding accidental and Health,. Means that sun Maxilink Prime kasi, hindi pwedeng mag-attach ng critical illness benefit.... Is insufficient to pay additional premiums after 10 years to pay additional premiums after 10 years.! ( b. the opportunity to fully invest your money for faster fund accumulation its policyholders with Life. 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